Home Equity Reserves

Pay Less with a Home Equity Loan

Rates as low as

2.49%* APR/OAC

*APR is Annual Percentage Rate. 80% LTV (Loan to Value) This is our best rate; your rate may be different depending on credit scores and underwriting criteria. After 6-months, your rate will revert to the current stated rate, which is 4.00% APR/ Variable, as of April 1, 2012. The maximum APR which could apply is 18.00% “No Fee”/”Free Appraisal” offer is contingent on line-of-credit remaining open a minimum of 24- months. This is a limited time offer, rates and offer subject to change.

A home equity loan is a smart way to tap into the reserve equity you've built in your home and get the cash you need. Your interest is usually tax deductible (check with your tax advisor), and your interest rate and terms will be at competitive pricing, with little or no fees or closing costs.

Home Equity Line-of-Credit

Please review the following disclosures before applying:

By clicking the "Apply Now" button, you acknowledge that Wasatch Peaks Credit Union has furnished and you have read the above disclosures. Use the printer icon within your PDF reader to print the document(s) for your records.

This product is designed for convenience. With an Wasatch Peaks Credit Union HELOC (Home Equity Line of Credit) you can take advantage of low variable rate interest while enjoying easy access to your funds.

Home Improvement, Weddings, College Tuition, a Mission, just to name a few of the things you might be planning or for those unexpected occurrences, it's always nice to have a source of funds you can easily access in a hurry.

A HELOC from Wasatch Peaks Credit Union is opened without an origination fee, and you won't be charged a yearly access fee either. We make accessing your line of credit easy with a Visa® "Platinum" card, Visa® Debit Card, online, over the phone, and at any of our branch locations.

100% Home Equity

Wasatch Peaks Credit Union offers a home equity loan that allows you to borrow 100% of your equity up to $20,000. You can choose a lump sum or line of credit. There are no closing costs or fees unless you request an appraisal. Get Rates

Documentation: When you apply for an Wasatch Peaks Credit Union Mortgage Loan, the following documents will be needed to expedite your loan approval:

Income Verification
Two Years' Tax Returns
First Mortgage Statement
Current or Recent Appraisal
Homeowner's Insurance statement.