Alliance Credit Union
800.232.8669 Routing Number : 321176804
800.232.8669   Routing Number : 321176804

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Robertsville Branch :

Our Robertsville Branch is closed due to unforeseen circumstances.
If you need immediate assistance please walk around the corner to Headquarters at Suite 55. We apologize for the inconvenience.



Fixed-Rate Home Loan

Finding the perfect home loan is almost as exciting as finding the perfect house. Almost. You never know what the future holds, but you do know that your payments need to fit your budget, now and for the foreseeable future. A fixed-rate home loan will help you do that.

A fixed-rate home loan is a mortgage where the monthly principal and interest payments stay the same for the life of the loan. At Alliance, we offer 15, 20 or 30 year fixed-rate mortgages.

There are many upsides to a fixed-rate mortgage, including the security of knowing what your payment will be from month-to-month. If you don’t expect your income to rise significantly in the future or if you plan on staying in your home for at least ten years, a fixed-rate loan might be right for you.

So what’s best for you, a 15, 20 or 30 year fixed-rate loan?

Consider: Your monthly payments are lower with a 30-year loan, but with a 15-year you can repay your loan twice as fast and save more than half the total interest costs. It’s a big decision. One you don’t need to make alone. At Alliance, our loan officers are here to help you weigh your options and decide which mortgage fits you.

Are you considering a 15-year fixed rate mortgage? Click here to learn more.

Talk to us today!

Call 800.232.8669 or come into any financial center.

Mortgage questions? Check out our Mortgage Resource Center