Alliance Credit Union
800.232.8669 Routing Number : 321176804
800.232.8669   Routing Number : 321176804

Online Banking Login

Existing Members: Open additional products by logging in to Online Banking

Memorial Day :

All of our branches will be closed on Monday, May 27 in observance of Memorial Day.

Student Center

Alliance Credit Union has a number of special products geared specifically towards the needs of college students. We are committed to helping our community, please click on the type of loan or account you (or your college age children) are interested in.

Alliance Tuition Loans

 For borrowers attending two-year college program, specialty training program, certification, or books and housing payment.

If you’re searching for ways to finance your two year college program, specialty training program, certification, or books and housing payment, we have the loan program for you.

The Alliance Tuition Loan Features:

  • Competitive low rate and flexible terms to fit your budget.
  • Convenience at its best. Members can apply online, by phone or in person.
Alliance is one of the few financial institutions that offer a tuition loan for 2-year college programs.

Account Type Terms Annual Percentage Rate Loan Amount
Tuition Loan 12-48 months 8.99% $1,000 - $5,000

Note: This loan program is not meant for financing 4 year accredited college courses. Borrowers needing assistance with a Private Student loan, will need to utilize our Smart Option Student Loan with Sallie Mae program and would not be eligible for financing under the Alliance Tuition Loan program. Excludes refinancing of existing Alliance personal loans, restrictions may apply.
You must be a current member of Alliance CU to take advantage of The Sallie Mae and Alliance Tuition Loans. All members are required to have a $25 membership share balance in an Alliance savings account.

The Smart Option Student Loan®
for Alliance Credit Union by Sallie Mae®

For borrowers attending 4-year accredited institutions

 Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, get started here.

Simply Checking

Books. School Supplies. Tuition. Our Simply Checking account is a great way to keep busy students on track – and on budget.

Get all these perks:

  •  Access to 30,000 surcharge-free ATMs worldwide.
  •  Text and Mobile Banking: Download our mobile app on your smartphone.
  •  Visa® Debit Card accepted at millions of locations worldwide
  •  Shared Branches: More than 6,800 Shared Branches nationwide.
  •  Android Pay: Add your Alliance debit card and pay for purchases with your Android phone.
  •  Mobile Deposit: Snap a photo of your check and deposit it into your Alliance account from your phone.

Already a member? Log in thru your Online Banking to open a Simply Checking Account.

Not yet a member? 

First Time Auto Buyer Program

If you are looking to purchase your first car, let Alliance help you through the process. We’re here to help first-time borrowers understand the terms of their auto loan and ensure their monthly payments are affordable. We empower members with the information they need to succeed financially. We want to be the best choice for your first car and every car.

Our First Time Auto Buyer Program is for those who have limited, or no credit. Our program works for either new or used cars and is the smart way to start building credit

First-Time Vehicle Buyer Loan Benefits:

  • Finance up to 110% of the retail Kelley Blue Book value*
  • Terms up to 84 months*

Loan Requirements:

  • Driver’s license
  • Proof of full-coverage insurance (don’t have insurance, we’ve got you covered there too through AllianceLink)
  • 5% cash down payment of total purchase price (new vehicles rebate may be used as down) +
  • 6 months of consistent income with current employer++


*Total amount financed is based on the age of the vehicle, total mileage, and other factors.  New vehicle – 2 years or newer and less than 20,000 miles, used vehicle – 1-7 years old with over 20,000 miles. Older Used vehicle – 8-10 years old with less than 80,000 miles
+Down payment is of total purchase price and must be derived from cash (or trade-in, rebates accepted on new vehicles only. 
++Income must be from one job.  Overtime, bonus or commission income will not be counted.