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Important information :
CHANGE IN DIVIDEND CALCULATIONS
Our new system will use the Daily Balance method to calculate dividends on all accounts. Currently, some of our accounts are calculated using the Daily Balance method and some are calculated using the Average Daily Balance method. The change will apply to our Share Savings, Security Share, Dividend Checking and High Yield Money Market accounts.
The Average Daily Balance is calculated by adding each day-end balance in the dividend period together and dividing by the number of days in the dividend period.
The Daily Balance method applies a daily periodic rate to the principal in the account each day. The daily periodic rate is the dividend rate divided by 365 days.