Alliance Credit Union
800.232.8669 Routing Number : 321176804
800.232.8669   Routing Number : 321176804

Credit Cards and Personal Loans 

Savings | Vehicle Loans | Credit Cards & Personal Loans | Home Equity | Mortgage

Visa Platinum Credit Card [1][3] All rates effective as of
Minimum Credit Line
Maximum Credit Line
APR on Purchases
APR on Cash Advances
$1,000 $30,000 As low as 9.90% As low as 11.40%

Visa Rewards Credit Card [1],[3]

Minimum Credit Line
Maximum Credit Line
APR on Purchases
APR on Cash Advances
$1,000 $30,000 As low as 11.90% As low as 13.40%

Visa Travel Rewards Credit Card [1],[3]

Minimum Credit Line
Maximum Credit Line
APR on Purchases
APR on Cash Advances
$1,000 $30,000 As low as 11.90% As low as 13.40%

Visa Business Rewards Credit Card [1],[3]

Minimum Credit Line
Maximum Credit Line
APR on Purchases
APR on Cash Advances
$1,000 $30,000 As low as 14.74% As low as 16.24%

Visa Secured Credit Card [1],[3]

Minimum Credit Line
Maximum Credit Line
APR on Purchases
APR on Cash Advances
$500 $30,000 As low as 16.74% 18.24%

Secured with Share Account

Personal Loan[2]

Minimum Credit Line
Maximum Amount
Term
APR
$1,000 $20,000 Up to 60 months As low as 5.99%

Fixed payment loan 

Personal Line of Credit

Minimum Credit Line
Maximum Credit Line
APR
$1,000 $20,000 As low as 10.40%

Revolving credit limit determined on individual basis, depending on qualifications 

Tuition Loan

Minimum Amount
Maximum Amount
Term
APR
$1,000 $5,000 Up to 48 months 8.99%

Fixed payment loan 

Share Secured

Minimum Amount
Maximum Amount
Term
APR
$1,000 Share account balance Up to 60 months Share rate plus 3.00%

Secured by share certificate


[1] Rate discounts do not apply to Home Equity Loans or Home Equity Lines of Credit, Visa Accounts or Personal Line of Credit or Share Certificate Secured.

[2] Rate discounts available. Redeem 3,000 SmartPoints for 0.1% rate discount or 5,000 for 0.25% rate discount. SmartPoints rate discounts cannot be combined. Personal Loan Rate Addons; 1.00% for loan balances below $5,000 and 0.25% if payment type is not auto payment or ACH. Contact a loan representative for details.

[3] The current regular rate is disclosed in our credit card Application and Solicitation Disclosure.

Alliance Credit Union extends vehicle loans under an open-end program. O.A.C. means On Approved Credit. All loan commitments such as rate, term, loan amount and down payment requirements, etc. will be based on the credit worthiness and ability of the applicant(s) to meet the required loan pay off schedule. Our best rates are available to members who have a proven ability to manage their credit in an exemplary manner and the ability to effectively manage their level of unsecured debt while building assets. The maximum combined Personal Loan and Personal line-of-credit limit for members who are fully qualified is $30,000. The maximum secured loan limit for fully-qualified members (excluding those secured by pledged shares) is $1,000,000. Share Secured loans and Share Certificate Secured loans have a floor rate of 5.00%.

These rates are current as of today, but are subject to change at any time.


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