Alliance Credit Union
800.232.8669 Routing Number : 321176804
800.232.8669   Routing Number : 321176804

Youth Accounts

Now available - we have a new savings account to help  young members save for the long-term.  Our Spark Youth Savings Account promotes savings and asset building for lifelong development.

Your child will learn to save and will be able to withdraw the funds when he/she turns 18  years old.  Our Spark Savings Account is designed for a child to build assets over time through contributions from themselves, family, friends and even the Credit Union.  This account also earns dividends:Additional Features:

  • Initial Deposit of $50 provided by Alliance CU
  • $25 Deposited Annually by Credit Union as long as account has annual deposit of $25
  • Milestone Bonus every 5 years plus when they turn 18

*APY=Annual Percentage Yield, rates subject to change without notice. 5% APY/4.89% Dividend Rate on balances of $0.01-$2500, .50% APY/50% Dividend Rate on balances of $2500+. Parent, guardian or other responsible individual signer required on account;$25 deposit required annually; requires eStatement. If account closed early or any withdrawals made, member will not receive incentives or extra contributions made by the credit union.

Open a Spark Account - Select Youth Account and you will see Spark Savings in the drop down.


Better than a piggy bank. Our Junior Savers Account teaches kids the importance of saving and managing money.

Get started

Open a Junior Savers Account for children ages 17 years and younger with an initial deposit of $5 or more*. Your child’s deposits earn competitive compounding interest. So the kids can watch their money grow.

Start early saving habits today with the help of a register. A hands on tool to explain how to save.

For higher rates of return, we also offer Youth Certificates with just a minimum $250 deposit for a 3-year term.

*Proof of parent/guardian relationship is required to open a Junior Savers Account.

Your savings are federally insured by the National Credit Union Administration to at least $250,000.