Alliance Credit Union
800.232.8669 Routing Number : 321176804
800.232.8669   Routing Number : 321176804

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Please Note : Our branches and call center will be closed in observance of President's Day on February 19. We will reopen on Tuesday, February 20. For the nearest ATM locations, click here.


Home Loan Center

You're buying a house - probably the biggest purchase you'll ever make. At Alliance, our home loan programs make finding and keeping that home a little easier - at terms you can live with.

Need help deciding on the best loan for you? Just tell us what's important, and we'll help you find it.

Our home loans

Fixed-Rate Mortgage




Monthly principal and interest payments remain the same throughout the term.
  • Fixed interest rate
  • Predictable monthly payments
  • 15 - 20 or 30 - year terms

Initial Fixed-Rate Loan




5|5 ARM - 5 years of low, locked-in payments, then an adjustment every 5 years after that.

We also have additional adjustable mortgage loans such as the 3|1 ARM, 5|1 ARM and 7|1 ARM with an adjustment annually.
  • Great rates
  • Up to $2 million financing for purchases or refinances
  • Maximum term of 30 years

Need Home Insurance? You could save more than $500 per year.
Get a FREE quote - it only takes 15 minutes.

Low Down Payment Options




FHA and VA Loans
  • Low down payment
  • Flexible credit and income guidelines

Home Equity Line of Credit


Our home equity line of credit can provide financing options to upgrade your home or for unexpected expenses.

A Home Equity Line of Credit may be a good option if you want ongoing access to available funds.
  • Competitive low rates
  • Flexible financing
  • Easy access to funds 24/7
  • Up to $250,000 financing
  • Variable Rates
  • Up to 100% Loan to Value
  • No Annual Fee

Home Equity Loan


Your home’s equity can help you finance anything from a college education to home improvements.

Get some peace of mind with a fixed rate, fixed term and fixed payments.
  • Competitive low rates
  • Flexible financing
  • Easy access to funds 24/7
  • Up to $250,000 financing
  • Fixed Rates
  • Up to 100% Loan to Value
  • No Annual Fee

Click here for Mortgage Loan Originator Verification.
 

Monaka Jackson
California

Bette Earnhardt
North Carolina

Earnhardt
MJackson@alliancecu.org 408.898.7115
BEarnhardt@alliancecu.org
910.512.2712

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