Alliance Credit Union
800.232.8669 Routing Number : 321176804
800.232.8669   Routing Number : 321176804

Vehicle Loans

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New Vehicles All rates effective as of
Minimum Amount
Term
APR
$5,000 24 Months As low as 1.99%*
$5,000 36 Months As low as 1.99%*
$5,000 48 Months As low as 1.99%*
$5,000 60 Months As low as 1.99%*
$15,000 72 Months As low as 2.74%*
$20,000 84 Months As low as 3.24%*

* Maximum discount of .50% including a 0.25% SmartPoints discount with a .25% Auto Pay from active checking account discount.

New vehicles are model year 2016 or newer with less than 20,000 miles. Alliance may finance up to 125% of MSRP or Kelley Blue Book retail value (1) plus tax, license, mechanical breakdown insurance and gap insurance.

No commercial vehicles. Trucks and vans limited to one ton.

Used Vehicles

Minimum Amount
Term
APR
$5,000 24 Months As low as 2.24%*
$5,000 36 Months As low as 2.24%*
$5,000 48 Months As low as 2.24%*
$5,000 60 Months As low as 2.24%*
$15,000 72 Months As low as 2.99%*
$20,000 84 Months As low as 3.49%*

* Maximum discount of .50% including a 0.25% SmartPoints discount with a .25% Auto Pay from active checking account discount.

Used vehicles are model year 2010 to 2015; 150,000 mile maximum. Alliance may finance up to 125% of Kelley Blue Book retail value plus (1) tax, license, mechanical breakdown insurance and GAP insurance.

No commercial vehicles. Trucks and vans limited to one ton.

 

Older Vehicles

Minimum Amount
Term
APR
$5,000 24 Months As low as 4.24%
$5,000 36 Months As low as 4.24%
$5,000 48 Months As low as 4.24%
$5,000 60 Months As low as 4.24%


Older vehicles are model years 2003 to 2009; 150,000 mile maximum. Alliance may finance up to 100% of Kelley Blue Book Retail Value including tax, license, mechanical breakdown insurance and gap insurance.

Additional terms and rates may be available.
 

New Motorcycles

Minimum Amount
Term
APR
$5,000 24 Months As low as 4.99%
$5,000 36 Months As low as 4.99%
$5,000 48 Months As low as 4.99%
$5,000 60 Months As low as 5.49%
$15,000 72 Months As low as 5.74%

New motorcycles are model years 2017 or newer. Alliance may finance up to 115% of MSRP on New Motorcycles including Tax, License, and warranty.
 

Used Motorcycles

Minimum Amount
Term
APR
$5,000 24 Months As low as 5.24%
$5,000 36 Months As low as 5.24%
$5,000 48 Months As low as 5.24%
$5,000 60 Months As low as 5.74%
$15,000 72 Months As low as 5.99%

Used motorcycles are model years 2007 to 2016. Alliance may finance up to 115% of Kelly Blue Book on used Motorcycles including Tax, License, and warranty.
 

New & Used Personal Watercraft (jet ski), ATV, Snowmobile, New Utility Tractor & Riding Mowers

Minimum Amount
Term
APR
$2,000 24 Months As low as 5.49%
$2,000 36 Months As low as 5.49%
$2,000 48 Months As low as 5.49%
$5,000 60 Months As low as 5.99%
$15,000 72 Months As low as 6.24%

Alliance may finance up to 100% of MSRP on New Jet Skis, ATVs, Snow Mobiles, Utility Tractors and Riding Mowers and up to 100% of Kelly Blue Book value including tax, license, and warranty.
 

New Motorhomes/RV, 5th Wheel & Trailers and Boats

Minimum Amount
Term
APR
$5,000 24 Months As low as 4.99%
$5,000 36 Months As low as 4.99%
$5,000 48 Months As low as 4.99%
$5,000 60 Months As low as 4.99%
$15,000 72 Months As low as 5.24%
$25,000 84 Months As low as 5.49%
$50,000 120 Months As low as 6.49%

New Motorhomes/RV 5th Wheel & Trailers and Boats are models 2017 & Newer. Alliance may finance up to 115% MSRP on New Boats & RV's. Maximum boat loan amount is $75,000 and terms up to 120 months, maximum length allowed is 44 feet. No financing for yachts. Maximum loan amount for RV's is $100,000.

Longer terms and rates may be available.
 

Used Motorhomes/RV, 5th Wheel & Trailers and Boats

Minimum Amount
Term
APR
$5,000 24 Months As low as 5.24%
$5,000 36 Months As low as 5.24%
$5,000 48 Months As low as 5.24%
$5,000 60 Months As low as 5.24%
$15,000 72 Months As low as 5.24%
$25,000 84 Months As low as 5.74%
$50,000 120 Months As low as 6.74%

Used Motorhomes/RV 5th Wheel & Trailers and Boats are 2007 to 2016 - Alliance may finance up to 115% MSRP on Used Boats & RV's. Maximum boat loan amount is $75,000 and terms up to 120 months, maximum length allowed is 44 feet. No financing for yachts. Maximum loan amount for RV's is $100,000. A Marine Appraisal may be required on used boats.

Longer terms and rates may be available.


(1) Retail KBB is limited to dealer purchases only. Use Private Party KBB "Good" condition for private party and equity out.

Rates are based on credit qualification and other factors.


These rates are current as of today, but are subject to change at any time.


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