Alliance Credit Union
800.232.8669 Routing Number : 321176804
800.232.8669   Routing Number : 321176804

Savings

Savings | Vehicle Loans | Credit Cards & Personal Loans | Home Equity | Mortgage

Share Rates All rates effective as of

Regular Share, Club Accounts, IRA Shares, Junior Savers

Deposit Range
APY
Dividend Rate
$100.00 - $24,999.99 0.150% 0.150%
$25,000.00+ 0.150% 0.150%
IRA Share

$100.00 - $24,999.99
$25,000+


0.250%
0.500%


0.250%
0.500%
Junior Savers

$5.00 - $24,999.99
$25,000 +


0.250%
0.200%


0.250%
0.200%

Your savings insured to $250,000 by the National Credit Union Administration(NCUA), a U.S. Government Agency.

Dividend Checking

Deposit Range
APY
Dividend Rate
$0.01 - $15,000.00 2.00% 2.00%
$15,000.01 + 0.250% 0.250%

Dividends will be compounded monthly and credited monthly. For our Dividend Checking Account the dividend period is monthly.
 
Dividends are calculated using the Average Daily Balance method. If you close your account before dividends are credited you will forfeit dividends that have accrued but not yet been paid. Dividend Rates and APY are variable, projected, and subject to change. 
 
There are two tiers of dividends paid on the Dividend Checking Account, the Premium Rate and the Standard Rate.  The Premium Rate will be paid on balances up to $15,000 provided the account is set up for eStatements and has 12 or more debit card purchases per month.  The Standard Rate will be paid on balances over $15,000 or on the entire balance if the account does not meet the eStatements and 12 monthly debit card purchase requirements.

Your savings insured to $250,000 by the National Credit Union Administration(NCUA), a U.S. Government Agency.

High Yield Money Market Accounts

Deposit Range
APY
Dividend Rate
$0.01 - $2,499.99 0.200% 0.200%
$2,500 - $9,999.99 0.200% 0.200%
$10,000.00 - $24,999.99 0.200% 0.200%
$25,000.00 - $49,999.99 0.200% 0.200%
$50,000.00 - $99,999.99 0.200% 0.200%
$100,000.00 - $199,999.00 0.250% 0.250%
$200,000.00+ 0.250% 0.250%

High Yield Money Market accounts require a $2,500 minimum opening deposit, but can be maintained with a lower balance. The rate for balances less than $2,500 can be seen in the row with a deposit range of $0.01 - $2,499.99.

Your savings insured to $250,000 by the National Credit Union Administration(NCUA), a U.S. Government Agency.

Share Certificates

Term
APY
Dividend Rate
Minimum Deposit
3 Months 0.500% 0.499% $500
6 Months 0.750% 0.747% $500
9 Months 0.750% 0.747% $500
12 Months 1.100% 1.094% $500
24 Months 1.250% 1.243% $500
36 Months 1.350% 1.342% $500
48 Months 2.000% 1.982% $500
60 Months 2.000% 1.982% $500


APY - annual percentage yield. Early withdrawal penalties apply. Your savings insured to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. Offer subject to change without notice.

IRAs (Individual Retirement Accounts)

Term
APY
Dividend Rate
Minimum Deposit
3 Months 0.500% 0.499% $500
6 Months 0.750% 0.747% $500
9 Months 0.750% 0.747% $500
12 Months 1.100% 1.094% $500
24 Months 1.250% 1.243% $500
36 Months 1.350% 1.342% $500
48 Months 2.000% 1.982% $500
60 Months 2.000% 1.982% $500


APY - annual percentage yield. Early withdrawal penalties apply. Your savings insured to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. Offer subject to change without notice.

*Limit one per member.


Rates subject to change without notice. Account rates accurate as of most recent dividend declaration date, subject to change. Except for certificates, rates and APYs can vary after account is opened. Except for High Yield Money Market accounts, the lowest minimum deposit shown is the minimum required to open and maintain the account. Within each account the different balance levels are those required to earn the different available yields. High Yield Money Market accounts require a $2,500 minimum opening deposit, but can be maintained with a lower balance. Fees can reduce earnings. 

Early withdrawal penalties apply to certificates. Withdrawals from certificates prior to end of stated terms will reduce earnings.

These rates are current as of today, but are subject to change at any time.


Did You Know?
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