Alliance Credit Union
800.232.8669 Routing Number : 321176804
800.232.8669   Routing Number : 321176804

Value Checking

What’s important.

With this account you don’t need to keep a minimum monthly balance, and you get lots of free perks:

  • 30,000 surcharge-free ATMs worldwide thru the Co-Op network.
  • Mobile Banking: Download our app on your smartphone.
  • Visa® Debit Card that is accepted at millions of locations worldwide.
  • 6,800 Shared Branch locations across the country.
  •  Google Wallet: Add your debit card and pay for purchases with your Android phone.
  •  Mobile Deposit: Snap a photo of your check and deposit it into your Alliance account from your phone.
  • Apple Pay: Add your debit card and pay for purchases with your Apple phone.
  • FinanceWorks TM by Quicken: Budget your money, set goals and track your expenses.

Don't already have a Value Checking account? Log in thru your Online Banking to open an account.

Not yet a member? 

Account Features: Value Checking Dividend Checking
Minimum Opening Deposit $50 $1,000
Monthly Service Charge None Free with Direct Deposit,
or a minimum daily balance
of $1,000, or a loan relationship
with Alliance or if member is under the age of 23.
Minimum Monthly Balance None None
Interest None See Rates
In-Network ATMs1 Free and unlimited Free and unlimited
Out of Network ATMs2 4 free per month,
5 or more = $2 each
4 free per month,
5 or more = $2 each
Mobile Deposit3 Free Free
Text and Mobile Banking Free Free
Online Banking Free Free
Bill Payer Free Free
Visa® Debit Card Free Free
Federally insured up to $250,000 Free Free
[1] All ATMs in the Co-Op Network (including 7-Eleven Stores) are surcharge free. Charges may apply for out-of-network use. Please refer to our most recent Fee Schedule. Out-of-network ATM providers may also assess additional service charges.
[2] Fees on our most recent fee schedule apply. Out-of-network ATM providers may also assess additional service charges.
[3] Daily dollar limit is $5,000.00 per business day. In addition, the current monthly dollar limit is $15,000.00 per any calendar month period.There is no daily or monthly statement cycle limit on the number of items as long as the respective dollar limits are not exceeded.

Your savings are federally insured by the National Credit Union Administration to at least $250,000. Learn more.


Did You Know?
Free Checking Account