These folks are phishing without a license! Whether it’s phishing attacks, harmful viruses or stolen debit cards, don’t let ID theft reel you in.
We’re here with tips, tools and services to help prevent ID theft, along with info on the latest scams. Suspect you’ve been scammed? Call us at 800.232.8669
Verified by Visa is a global solution designed to make eCommerce transactions more secure. It helps ensure that payments are made by the rightful owner of the Visa account, building consumer confidence in online shopping. Not all merchants participate in Verified by VISA but the ones that do will require you to have registered your card in order to make online purchases on their site.
Verified by Visa gives you:
An extra layer of security for online transactions
Increased confidence in the safety of your online purchases
When required and easy to use interface
The link to register your card is as follows:
Secure your web browser
Configure your web browser for safer internet surfing. To learn about securing your web browser, visit http://www.us-cert.gov/reading_room/securing_browser/
Beware of Online Dating Scams
These criminals—who also troll social media sites and chat rooms in search of romantic victims—usually claim to be Americans traveling or working abroad. In reality, they often live overseas. Their most common targets are women over 40 who are divorced, widowed, and/or disabled, but every age group and demographic is at risk.
Here are some tips on how to avoid becoming a victim of an online dating scam.
Recognizing an Online Dating Scam Artist
Your online “date” may only be interested in your money if he or she:
Presses you to leave the dating website you met through and to communicate using personal e-mail or instant messaging;
Professes instant feelings of love;
Sends you a photograph of himself or herself that looks like something from a glamour magazine;
Claims to be from the U.S. and is traveling or working overseas;
Makes plans to visit you but is then unable to do so because of a tragic event; or
Asks for money for a variety of reasons (travel, medical emergencies, hotel bills, hospitals bills for child or other relative, visas or other official documents, losses from a financial setback or crime victimization).
It’s phishing season!
In fact, any time of year is open season on phishing. Don’t get caught in the net! Watch out for those emails asking for your private information – Social Security number, account numbers, passwords – or demanding that you reset your password or activate your debit card ASAP or the sky will fall.
Don’t let ′em hook you:
Don’t click on links included in emails from companies/people you don’t know.
Phishers are getting smarter. They now include a phone number to call instead of a link.
Don’t call – and don’t enter your bank/card details unless you’re 100% sure the number belongs to your financial institution or card issuer. How to find out? Visit their website and call support. Verify that the email/phone number is genuine.
Don’t click on links from unknown senders asking for payment or links that ask you to report suspicious activity. This has been common with PayPal phishing scams and is now being used for other organizations. FYI: PayPal will never send an email addressed to “Dear PayPal user.”
Reverse NDR (Non Delivery Report) is another newer form of phishing. This scam is an indirect form of phishing where the original email is sent to you as a “Non Deliverable” email notice. Although you never sent the original email, you get the “Undeliverable” notice. Just what the phishermen intended. Don’t let your curiosity give way! Open these emails at your peril. Click to see the attachment – and voila! You’ve opened a phishing email that could contain a virus code.
So they say they’re Alliance. Don’t be fooled.
Familiarize yourself with official Alliance Credit Union communications:
We will never solicit personal or private information by email.
The only communications about your account are sent by U.S. mail in an official Alliance Credit Union envelope.
Visit the Federal Trade Commission (FTC) website, http://www.onguardonline.gov
Take an interactive quiz to find out what you know about ID theft, phishing, spam and online shopping scams
Find detailed guidance on how to monitor your credit history, use effective passwords and recover from identity theft.
If you suspect you’ve been scammed, file a complaint with the FTC.
Millions of Americans visit online dating websites every year hoping to find a companion or even a soulmate. Since this type of scam is becoming more common, we want to warn you that criminals use these sites, too, looking to turn the lonely and vulnerable into fast money through a variety of scams.